Fundamentally, PolyMoney is a catalyst for social innovation. We believe successful evolution of human society will require profound transformation of the systems that shape our behavior. Primary among these is our economic system.
Having emerged over centuries of competition and growth, our economic system serves as a catalyst for exploration, invention, commerce, and civilization. It is a system predicated on the pursuit of personal interests, which in many contexts, benefits society as a whole. However, the context of our economic system is changing rapidly.
In a world of finite and diminishing resources, a system rooted in competition and growth can sometimes do more harm than good. Regardless of economic paradigm (capitalism, socialism, communism.), money facilitates pursuit of personal or private interests without regard for competing or interdependent interests like global well-being. Ecological destruction, exploitation, and economic disparity are the unfortunate results.
Like many societal problems, the adverse byproducts of our money system disproportionately affect those already in need. Marginalized communities often lack the education necessary to gain access to the tools necessary to achieve economic success. PolyMoney delivers financial education in a way that transcends barriers of class, race, gender, geography, and other biases. We aim to not only empower people to access financial resources, but to imagine and design more inclusive systems.
Finally, technical advances like block chain represent a new set of building blocks for economic creativity. Currencies, token systems, and platforms for different kinds of exchange are suddenly possible and relatively easy to implement. Money, as a social construct, is ripe for reinvention. PolyMoney provides the learning tools and motivational context to make it happen.